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Major Risk Medical Insurance Program

The Major Risk Medical Insurance Program (MRMIP) offers limited health insurance benefits to California residens who are unable to purchase health insurance due to preexisting medical condition:

If you have a preexisting condition and are not eligible for COBRA, Cal-COBRA, or HIPAA, then you can apply to MRMIP as a last resort to obtain health coverage. This program provides health care coverage through contracted health insurance companies and health plans.

MRMIP is partially subsidized; however, qualifying participants must pay a portion of the premium, which can be costly.

MRMIP is under the jurisdiction of the Managed Risk Medical Insurance Board (MRMIB). Please see the "Resources" section for MRMIB contact information.

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